Innovation Forum Speaker

Jonathan Graham

Vice President – Fuel Services & Convenience

BMO Harris

Session Description

Lending to the C-Store Industry: a Bank Market Update

BMO Harris Bank’s Fuel Services & Convenience group will review some of the effects of COVID-19 on the convenience and gas industry and where we could be heading, while providing a commercial banking update. We will examine some of the changes to the lending market since March, best practices as you prepare to refinance, and discuss the importance of having a strong banking partner.


Jonathan Graham is a commercial banker on BMO Harris Bank’s Fuel Services & Convenience group dedicated to gas station/c-store chains and fuel wholesalers throughout the Eastern and Southeastern U.S.  He is involved in state and national industry associations, has published articles on the industry and sits on a local advisory board.

 With more than 15 years of industry experience, Jonathan leverages his expertise to support all his clients’ needs, from daily operations to long-term planning.  He is very familiar with the unique drivers of the fuel & convenience industry and takes an advisory approach to provide commercial lending, financial analysis and other banking needs.